Posted on March 10, 2015 at 3:35 pm
Try with your home insurance first. You are likely to be asked for the bike to be locked to an immovable object as well as using approved locks if stored outside. More info.
It’s always worth checking if your local authority wouldn’t consider installing a communal lockable bike shelter if there are a few bicycle owners in your street. Bear in mind, a cargo bike is larger than a regular bike.
Our customers have recommended the following insurance companies: ETA, Nationwide and Admiral. Another insurer who has offered policies for cargo bikes in the past, is Butterworth Spengler (0151 427 9529 or mspengler@butterworthspengler.co.uk). For businesses, the contact is (0151 494 4400). Do let us know if you find some other names not listed here, as we are always on the look out for companies to recommend to our customers.
More recently, we have worked with Laka, a new and innovative insurance company and they have designed a cargobike specific product. The claim process is also simplified using smart telephone technology. This ensures an instant reply and settlement, with no excess or depreciation.
Free inclusive third-party insurance and legal assistance are included with London Cycling Campaign and British Cycling memberships. Well worth having for that peace of mind.
